Charter Capital Management, Inc. is an independent, fee-only financial management firm founded in 1977, offering wealth management and retirement plan advisory services. The firm serves individuals, high net worth individuals, trusts, pension and profit-sharing plans, and foundations. As of December 31, 2024, CCM manages approximately $394.0 million on a discretionary basis and $12.0 million on a non-discretionary basis. Acting as a fiduciary, CCM provides investment advice in clients' best interests, charges asset-based fees, and offers financial planning services. For wealth management clients, services include portfolio development, monitoring, and financial planning. CCM invests in individual stocks, bonds, mutual funds, ETFs, and money market securities. The firm's investment strategy focuses on asset allocation, tax efficiency, and selecting fund managers. CCM does not charge performance-based fees and provides services to various client types with varying account minimums. The firm's investment approach considers risks such as interest-rate, market, inflation, currency, and liquidity risks. CCM recommends brokerage accounts with Fidelity and does not have custody of client assets. Clients receive quarterly reports and account statements. CCM has no disciplinary events and maintains a Code of Ethics. The firm does not vote proxies on behalf of clients and has a sound financial condition.

Freedom Wealth Alliance is a financial advisory firm based in Brookfield, Wisconsin. It currently has approximately $278,671,972 of assets under management and employs about 12 people. Freedom Wealth Alliance uses a fee structure of a percentage of assets under your management, hourly charges and fixed fees.

Granite Financial Group, LLC, established by Thomas J. Dornoff, is a registered investment adviser offering tailored investment advice through their Wrap Fee Program. Clients receive ongoing portfolio management services on a discretionary basis, with strategies based on individual goals and risk tolerance. The Program combines advisory services and transaction costs into one fee, with annual fees ranging from 1.00% to 0.35% based on assets under management. The firm offers Managed ETF Portfolios, Active Management Portfolio Strategy, Managed Dividend Portfolio, and ESG Portfolio options. Clients must meet a minimum account size of $25,000 for Managed ETF Portfolios and $100,000 for Managed Dividend Portfolios. Granite Financial Group practices a nimble trading strategy to grow assets in up trends and protect principal in down trends. The firm's investment philosophy includes fundamental analysis, technical analysis, charting, and cyclical analysis. Clients may impose restrictions on investments, and the firm does not recommend other advisors. Proxy voting is conducted in clients' best interests. The firm's Code of Ethics ensures employees act in clients' best interests, and conflicts of interest are disclosed and managed. There have been no disciplinary actions against the firm or its management in the past ten years.

Sterling Capital Management, Inc. is a financial advisory firm founded in February 1997 and located in Brookfield, WI. The firm offers investment advisory, financial planning, and consulting services to individuals, corporations, and nonprofit organizations on both discretionary and non-discretionary bases. As of March 2023, the firm managed approximately $175,663,809 in regulatory assets under management. For separately managed accounts, fees are typically 2% per year, subject to negotiation. Financial planning services are charged at a fixed rate of around $350 per hour. The firm may charge fees quarterly, deducting them from client accounts. Clients may incur additional fees such as brokerage charges, transaction costs, and service fees. Sterling caters to a broad mix of clients, including individuals, high net worth individuals, pension and profit-sharing plans, trust accounts, corporations, charities, and nonprofit organizations, with a minimum account size of $100,000. The firm does not charge performance-based fees and does not manage pooled investment vehicles. Clients have the option to impose reasonable restrictions on their investment portfolios, subject to Sterling's approval. The firm's investment strategies focus on factors in the global economy, with portfolios structured to match individual client needs and objectives. Sterling emphasizes compliance with laws and regulations, and its employees adhere to a Code of Ethics to protect client interests. The firm does not have custody of SMA client assets but has custody of the fund's assets. Sterling provides quarterly account reviews and does not pay for client referrals in SMA accounts. The firm exercises investment discretion within client accounts, with clients required to provide ongoing approval for non-discretionary accounts. Sterling does not have financial conditions likely to impair its commitments to clients.

Entasis Asset Management LLC is a Wisconsin-based investment advisory firm established in 2016 and registered with the SEC. The firm offers investment advisory and financial planning services to various clients, including individuals, corporations, pension plans, endowments, and trusts. They provide Investment Planning services with a minimum account size recommendation of $250,000 and Investment Management services with a minimum account size of $50,000. Clients can have discretionary or non-discretionary accounts, with the firm having the authority to manage investments on their behalf. Entasis offers a range of investment strategies, including equity, fixed income, and balanced portfolios, tailored to individual client needs and risk tolerance. Fees for Investment Planning services are based on a percentage of assets under management, with rates ranging from 0.75% to 0.90%. Investment Management services have a flat annual fee rate of 0.60%. The firm does not charge performance-based fees or participate in side-by-side management. Entasis does not have any disciplinary events to disclose and does not receive compensation for client referrals. The firm uses Schwab and Fidelity as custodians and may receive benefits from these relationships, but these benefits do not depend on the amount of transactions directed to them. Clients are encouraged to review account statements from the custodian to verify fee calculations and transactions. Entasis does not vote on behalf of clients but forwards proxy materials for clients to vote independently. The firm has no financial issues that would impact its ability to serve clients.