Hd Money, Inc.

HD Money, Inc. is a financial planning and investment management firm based in Sarasota, FL, established in 2013. The firm offers personalized financial planning services to individuals, businesses, and charitable organizations. They provide services such as cash flow management, tax planning, investment management, education funding, retirement planning, and estate planning. HD Money is a fee-based firm that limits its investment advice to various types of investments available from third-party managers, including mutual funds, ETFs, stocks, and bonds. For investment management services, HD Money analyzes each client's financial situation, investment objectives, risk tolerance, and other personal and financial circumstances to create a portfolio consistent with their goals. The firm may utilize third-party managers to manage client assets and recommends securities transactions based on specific strategies described in their brochure. Clients have the option to grant HD Money limited discretionary authority over their advisory client assets, including the selection of third-party managers. The firm does not charge performance-based fees and provides investment advice to individuals, trusts, estates, charitable organizations, corporations, and business entities without minimum fee or portfolio requirements. HD Money recommends Charles Schwab as a custodian for client accounts and executes trades on behalf of clients. The firm may receive economic benefits from external sources, but they do not pay for client referrals. Clients receive quarterly account statements directly from the custodian, and the firm reviews client accounts quarterly, with more frequent reviews triggered by specific events. HD Money does not take discretion with respect to voting proxies on behalf of clients.