Iron Horse Wealth Management, LLC

Iron Horse Wealth Management, LLC, established in 2012, is a registered investment adviser offering financial planning and personalized investment management services. The firm's managing member, Dennis Markway, has been active in the industry since 1995. Iron Horse serves individuals, retirement and profit-sharing plans, trusts, estates, charitable organizations, and corporations. As a fiduciary, Iron Horse is obligated to act in the best interest of its clients at all times. Investment management services involve creating tailored investment portfolios based on clients' financial goals, risk tolerance, and preferences. Iron Horse has discretionary authority to manage client accounts, including rebalancing portfolios as needed. The firm primarily advises on mutual funds, insurance products, ETFs, and various securities. Clients may impose restrictions on certain types of investments. Fees for financial planning and consulting services are charged at a flat hourly rate of $125, while portfolio management fees do not exceed 1.50% of assets under management annually. Iron Horse does not have a minimum account size requirement and all fees are negotiable. Clients' assets are held with qualified custodians, and fees are billed quarterly based on the market value of assets. Iron Horse does not participate in performance-based fees and manages accounts on a discretionary basis, allowing for timely investment decisions. The firm utilizes fundamental and technical analysis, historical data, and an Investment Committee to guide investment strategies. Clients receive quarterly reports and statements for transparency. The firm's team of experienced professionals, including Greg Hayes, Daniel Beyer, Penny Schmidt, Isabel Schwabe, and others, work under the supervision of Dennis Markway, the Chief Compliance Officer. Iron Horse maintains a Code of Ethics and conducts regular reviews to ensure compliance with industry standards.