Camarda Wealth Advisory Group

Camarda Wealth Advisory Group, operating as Camarda Financial Advisors, LLC, was established in 1998 and transitioned to a Limited Liability Company in 2009. The firm offers investment management services on a discretionary basis, along with advice on investments, insurance, estate and trust planning, tax advice, and retirement planning. Clients have the option to engage in retirement plan management and consulting services, including ERISA retirement plans. The firm provides investment planning, financial planning, and consulting services on a standalone fee basis. Camarda primarily manages investment advisory accounts using proprietary and sourced research or model portfolios, tailored to meet specific investment strategies. Clients have the opportunity to place reasonable restrictions on their investments and retain individual ownership of securities. The firm charges a quarterly fee based on the value of assets under management, with a minimum quarterly fee for different asset ranges. Additionally, Camarda offers a streamlined portfolio management option called Wealth Express for clients with less than $400,000 of assets under management. The firm does not participate in performance-based fees, and clients have the option to deduct advisory fees from their custodial account. Camarda does not vote client proxies and does not receive compensation from the sale of securities. The firm maintains a Code of Ethics and personal securities transaction policy to prevent conflicts of interest. Clients receive regular account statements and transaction confirmations from the custodian. Camarda does not have any disciplinary actions and has not been involved in bankruptcy proceedings. Clients are encouraged to review their accounts annually and can impose reasonable restrictions on the firm's discretionary authority. For more information, clients can contact the Chief Compliance Officer, Ashley Howard.