Journey Wealth Management

FSM Wealth Advisors, LLC d/b/a Journey Wealth Management is a federally registered investment adviser founded in 2018. The firm offers financial planning, investment consulting, and advisory services, including tax compliance and bill pay. Journey Wealth Management became the sole owner of FSM Wealth Advisors in 2025. Clients receive tailored investment management services with a focus on strategic asset allocation. The firm operates on a fee-only basis, with fees based on assets under management and fixed fees for financial planning services. There is no minimum account size required to open an account. FSM/Journey acts as a fiduciary, charging fees quarterly in advance or arrears. The firm does not receive commissions or finder's fees and does not engage in performance-based fees. Clients have discretion over their accounts, with the firm having trading authority for discretionary accounts. FSM/Journey does not vote proxies on behalf of clients and does not have custody of client funds. The firm has not been involved in legal or disciplinary events and does not participate in soft dollar arrangements. Clients receive regular account statements and reports, and the firm undergoes an annual surprise examination by an independent public accountant to verify client assets.