The Mosaic Financial Group, LLC

The Mosaic Financial Group, LLC, established in 2000, is a Chicago-based firm specializing in investment advisory services, portfolio management, estate and financial planning, tax preparation, consulting, and bookkeeping. Led by Jane-Ellen Wolak, the firm emphasizes asset allocation as the key driver of investment returns and risk. Clients can opt for discretionary or non-discretionary services, with the former allowing Mosaic to make investment decisions without prior client consent. The firm's total assets under management as of December 31, 2022, were $950,020,326, with $504,532,600 under non-discretionary services and $445,487,726 under discretionary services. Mosaic charges advisory fees based on a percentage of assets under management, with additional charges for mutual fund expenses, separate account manager fees, and custodial/brokerage fees. The firm does not charge performance-based fees and serves various client types, including individuals, trusts, estates, and corporations. Mosaic's investment strategies focus on asset allocation, with portfolios tailored to individual client needs and risk tolerances. The firm does not exercise proxy voting authority over client securities and has no financial events that could impair its ability to meet client commitments.