Ira Group, Inc.

**Investment Research & Advisory Group, Inc. Overview:** Established in 1992, Investment Research & Advisory Group, Inc. (IRA Group) operates as a fee-only investment advisory firm based in Atlanta, GA. The firm specializes in providing private investment advisory services to clients across the United States. IRA Group strictly adheres to a fee-only model and does not affiliate with entities selling financial products or securities. The firm does not act as a custodian of client assets, ensuring clients maintain control over their assets. **Consumer-Facing Terms:** - **Minimum Account Size:** The minimum account size for private client engagements is $1 million, with exceptions for certain individuals. - **Fee Structure:** Fees for private client services are assessed as a percentage of assets under management, with negotiable rates based on tiered billing. - **Investment Discretion:** Clients may elect to have IRA Group provide recommendations that can be implemented directly by the client with their designated custodian. - **Fiduciary Status:** IRA Group is a fiduciary under the Investment Advisers Act of 1940, ensuring advice is in clients' best interests. - **Termination of Agreement:** Clients may terminate their agreement at any time by notifying IRA Group in writing, with pro-rata fee refunds upon account closure. **Advisory Business Description:** IRA Group's investment philosophy centers on strategic asset allocation, emphasizing asset classes like equities, fixed income, alternatives, and real estate. The firm conducts a client risk assessment to establish target weightings for each asset class, allowing for strategic and tactical portfolio shifts based on market conditions. Investment strategies include long-term and short-term purchases, margin transactions, and option writing. **Methods of Analysis:** IRA Group employs fundamental and technical analysis, utilizing various sources of information such as financial publications, corporate filings, and discussions with fund managers. The firm's proprietary analytical process identifies investments eligible for inclusion in client portfolios, with a focus on publicly traded securities for liquidity and consistency. This summary provides an overview of IRA Group's background, expertise, consumer terms, investment strategies, and methods of analysis as outlined in their brochure. For more detailed information, clients can access the full brochure or visit the SEC's website.